For a loan you have to go to the bank? That was before. Every third consumer checks out the financing options online today.
And the number of loans brokered over the Internet is constantly increasing. The process is very similar to the bank branch – only faster and easier.
Step 1: Apply for your preferred loan
Do you already have an idea of how much money you need? Then you can request the corresponding amount directly online. Important: If you are requesting not only from Bon-Kredit, but also from other providers, then please make sure that there are no pre-payments for your loan application. At Bon-Kredit this is 100 percent guaranteed, other companies do not always work so seriously. Also, remember that too many concurrent requests can adversely affect your Schufa score and thus your credit rating. Bon-Kredit assures you that your request is schufa-neutral – and that is by no means a matter of course with many other providers.
Step 2: Check our offer
It only takes you about five minutes to submit all important information about your credit and personal circumstances with our online form. On this basis, our credit experts will provide you with a free quote. Unlike bank branch employees, we are not limited to a single loan program. Rather, we negotiate for you with up to 20 different banks to find the optimal loan. The best possible interest rates, quick payouts and uncomplicated processing are our criteria. You will receive our offer in writing by e-mail and post so that you can check it at home in peace and quiet.
Step 3: Final exam and payout
With the offer, we will inform you which documents may still be required. These can be, for example, pay slips or pension notices. In most cases it is sufficient to photograph and upload the documents with your smartphone. Of course, you can send the documents on request but also in the classic way by mail or fax. Scans by mail are also possible. Meanwhile, the bank initiates the payout immediately after the final exam. And so you will find your preferred loan one to two bank days later in your account.